Enhanced EMV Personalization Solution for Secure Payment Card Customization

Product Description:

The Wisecard EMV Card Issuance solution, known as SmartOne, offers highly automated Data Preparation and EMV Personalization capabilities. This solution provides a simple platform that allows for central card issuance, distributed card issuance, and instant card issuance. The system utilizes the latest PCI SSC secure standards and incorporates chip card technology, including contact, contactless, and dual interface cards. This ensures the best possible customer personalization experience for Java®, GP®, & MULTOS® platforms.

SmartOne is continuously developed to provide a robust software solution for Data Preparation and EMV personalization. It offers the ability to issue chip-based cards centrally (CI), at distributed locations (DI), or instantly at the branches (II) for various purposes. This includes issuing EMV chip-based banking cards, loyalty cards, and cards for biometric purposes. SmartOne is a highly modular solution that includes a Key Management System (KMS), Data Preparation (DP), and Card Personalization (CP) capabilities, MULTOS® ALU Generation (MULTOS® DP), and MULTOS® ALU loading (MULTOS® CP). It is designed to adapt to the latest EMV and PCI requirements.

With vast experience in the EMV migration for various market segments, SmartOne allows customers to issue chip cards based on various personalization printers and different card platforms such as Java GP®, Multos®, Native, and various card schemes such as Visa®, MasterCard®, UnionPay®, JCB®, AmEx®, Discover®, and more.

Features:

Cost Reduction:
The SmartOne platform significantly reduces branch costs, as transactions conducted in branches are generally more expensive compared to online or self-service channels.

Solution Flexibility:
Wisecard specializes in delivering cutting-edge delivery channel solutions to the global market, offering proven technology solutions that address banks' enhancement needs.

User Friendly/Easy to Implement:
The solution comes pre-configured with bank-specific branding, operational settings, and financial information, facilitating easy implementation.

Flexibility/Expandable:
The proposed solution is part of Wisecard's multi-channel banking system and can be integrated with additional modules and channels from the SmartOne platform product range. By implementing the channel manager, the system can seamlessly integrate with new delivery channels, whether they are Wisecard's channels or third-party channels.

Technical Parameters:

Applications:

The WCT-SmartOne is manufactured in Shenzhen and is certified by PCI, ensuring that the highest security standards are met. This product supports Java and C++ programming languages, making it highly versatile and customizable. Additionally, it is vendor-independent, meaning that it can be used with any card and printer vendor.

Whether you have a centralized, distributed, or instant environment, the WCT-SmartOne can be integrated seamlessly. This product is designed to work with EMV Payment Cards and supports popular card schemes such as Visa PayWave, Mastercard PayPass, and American Express ExpressPay.

The EMV Card Customization feature of the WCT-SmartOne is perfect for financial institutions that want to offer their customers a unique and personalized experience. With this product, it is possible to customize cards with the customer's name, account number, or even a custom design. This feature is especially useful for credit card companies that want to differentiate themselves from their competitors.

The WCT-SmartOne is also ideal for payment processors who need to personalize large volumes of cards quickly. This product can be integrated into existing systems, allowing for an easy and efficient workflow.

Finally, card manufacturers can benefit from the WCT-SmartOne's EMV Card Customization feature. With this product, it is possible to produce custom cards on-demand, reducing inventory costs and increasing customer satisfaction.

In conclusion, the WCT-SmartOne EMV Personalization product is a versatile and customizable solution for financial institutions, payment processors, and card manufacturers. It is vendor-independent, supports multiple programming languages, and works with popular card schemes. Its EMV Card Customization feature allows for a unique and personalized experience for customers, making it an essential tool for those seeking an EMV Personalized Payment Solution.

Customization:

Our EMV Personalized Card Production services include EMV Card Customization and EMV Chip Customization, ensuring that your cards are personalized to your exact requirements. Trust us to deliver high-quality, secure, and compliant cards that meet your business needs.

Support and Services:

The EMV Personalization product's technical support and services include:

• Assistance with product installation and configuration
• Guidance with card personalization and EMV certification processes
• Troubleshooting and resolution of technical issues
• Regular software updates and maintenance
• Training and education for product use and best practices

Our team of experts is dedicated to ensuring the seamless integration and optimal performance of the EMV Personalization product for your business needs.

FAQ:

Q: What is Wisecard WCT-SmartOne?

Wisecard WCT-SmartOne is a smart card that is equipped with EMV Personalization technology, which is used for secure electronic transactions. It is manufactured by Wisecard, a company based in Shenzhen that is certified by PCI, the Payment Card Industry Security Standards Council.

Q: What is EMV personalization?

EMV Personalization is a technology that enables smart cards to securely store and process payment information. It is based on the EMV standard, which is used by most major payment networks worldwide. EMV personalization helps to prevent fraud and protect against unauthorized transactions.

Q: How do I use Wisecard WCT-SmartOne?

The Wisecard WCT-SmartOne can be used just like any other smart card. Simply insert it into a compatible payment terminal or card reader, and follow the prompts on the screen. The terminal will communicate with the card to securely process the payment transaction.

Q: Is Wisecard WCT-SmartOne compatible with all payment terminals?

Wisecard WCT-SmartOne is designed to be compatible with most payment terminals that support the EMV standard. However, there may be some terminals that are not compatible or that require additional configuration. It is always best to check with the terminal manufacturer or your payment processor to ensure compatibility.

Q: Is Wisecard WCT-SmartOne secure?

A: Yes, Wisecard WCT-SmartOne is designed to be highly secure. It uses advanced encryption and authentication technologies to protect against fraud and unauthorized access. In addition, Wisecard is certified by PCI, which ensures that its products meet strict security standards.

Company Information:

Wisecard (a WiseGroup company) is a global solution provider that has been providing innovative payment and secure solutions to financial institutions, government entities and telco operators worldwide.

Wisecard have been providing EMV smart card, EMV biometric card, EMV perso software, card issuance, EMV embossers, Smart POS machines, Android POS, POS terminals, smart banking, smart teller machines, kiosks, vending machines, biometric POS, Hardware Secure modules, mobile payment platforms, private label card solutions, prepaid card solution, and card management system to partners in more than 60 countries worldwide. Wisecard’s product suite empower large global financial institutions and government sectors, as well as small to medium-sized retail banks.

Wisecard solutions are adapting to the highest and latest secure standard, and the solutions have been fully tested and certified by international test labs like FBI, STQC, EMV, PCI DSS, PA DSS, VISA, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay, etc.

Notes: FBI, STQC, EMV, PCIDSS, PADSS, Visa, MasterCard, China UnionPay, JCB, AmEx, Discover, and RuPay are registered trademark. All trademarks referenced here are the property of their respective owners.